Terms & Conditions

1. Introduction

These Terms & Conditions (“Terms”) govern your use of Get Yes Worthy’s website, online courses, eBooks, and consultations. By accessing or purchasing our services, you agree to be bound by these Terms. If you do not agree, you should not use our website or services.

We operate in strict compliance with all applicable U.S. laws and regulations, including those enforced by the:

Federal Trade Commission (FTC)

Federal Communications Commission (FCC)

Telephone Consumer Protection Act (TCPA)

Relevant financial regulatory agencies governing consumer credit education and referral practices

2. Services Provided

We provide:

Online courses and eBooks on credit awareness education

Free consultations with experienced specialists

A referral option to our preferred lending partner (at the user’s choice)

Our services are educational in nature and are not a substitute for financial, legal, or professional advice.

3. User Responsibilities

By using our services, you agree to:

Provide accurate and truthful information during registration or purchase.

Use our content only for personal, non-commercial purposes.

Not misuse, copy, resell, or attempt to harm our website, services, or systems.

4. Payments & Refunds

All payments are securely processed via SSL-protected payment gateways.

Purchases of online courses and eBooks are considered final.

5. Intellectual Property

All materials, including but not limited to courses, eBooks, logos, designs, text, and website content, are the intellectual property of Get Yes Worthy and are protected by copyright and intellectual property laws.

You may not:

Reproduce, distribute, or resell our materials without prior written consent.

Claim ownership of our intellectual property.

6. Marketing Communications (TCPA Compliance)

By entering your phone number on our website, in forms, or during checkout, you consent to receive SMS messages, emails, or calls from Get Yes Worthy.

These communications may include order updates, appointment reminders, promotions, and educational information.

Consent to receive SMS or calls is not a condition of purchase.

Message and data rates may apply.

You may opt out of SMS at any time by replying STOP to any message.

You may opt out of emails by clicking the unsubscribe link at the bottom of any message.

We do not share or sell your phone number or email address to third parties for marketing purposes.

7. Limitation of Liability

Our services are provided for educational purposes only. We make no guarantees regarding financial outcomes, mortgage approvals, or credit improvements.

Get Yes Worthy shall not be liable for:

Any financial or business decisions made by users.

Third-party services (including lenders).

Any indirect, incidental, or consequential damages resulting from use of our services.

8. No Harm Clause

By using our website and services, you agree not to hold Get Yes Worthy, its employees, or affiliates responsible for any harm, injury, loss, or damage resulting from the use or misuse of our educational materials, consultations, or referrals.

9. Updates to Terms

We may revise these Terms from time to time. Updates will be indicated by the “Last Updated” date at the top of this page. It is your responsibility to review the Terms regularly. Continued use of our services after updates means you accept the revised Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Arizona, United States. Any disputes shall be resolved exclusively in the courts of Maricopa County, Arizona.